Why Work With Us?
We realize that there are thousands of mortgage brokers and lenders to chose from, So why choose us? We've spent the last 10 years specializing in funding jumbo loans. Our entire staff is college educated with a background in finance accounting and or business. We can read tax returns, P&L sheets, do 1031 exchanges and most important run numbers. We know the mortgage business and can provide you with the information you need to make the right choices.
You expect more than standard pricing and terms. Our extensive relationships in the industry allow us to offer customized programs outside the standard square box loans you may be used to from your local bank. Whether you are looking to optimize cash flow, tax deferrals or equity, our direct lending ability and access to private funding enables us to create mortgage solutions that satisfy even the most discerning clientele.
Our guarantee: if we cannot provide you with the perfect loan, we’ll send you to who can. You have nothing to lose by calling us first.
What makes us special?
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Other Mortgage Brokers |
- Specialists in super jumbo and luxury loans, $1,000,000 - $10M+
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Average loan size less than $400,000
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- Strong relationship with dozens of niche multi-million lenders
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Potential relationship with 1 or 2 multi-million lenders
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- All employees college educated with min 3 year financial/loan experience
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No college or finance required
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- Direct lending capability
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3rd-party lending
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- 1000's of institutional and private funding sources
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Limited relationships
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Network of ordinary professionals
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- Proprietary mortgage evaluation process where numbers do the talking - no selling needed
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Standard evaluation process
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- High-touch consulting, including annual loan reviews and total financial outlook assistance*
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Loan sales
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Specialists in Luxury & Super Jumbo Loans
High-end mortgage products today have matured into complex financial vehicles, each with their own features and benefits that can service a large majority of the population. In the super jumbo loan category - loans of $1,000,000 to $10 million - there are fewer choices if you look only at standard products marketed by the major banks and warehouse lenders. We've grown our business by solidifying our relationships with niche lenders who specifically look to loan to high net-worth individuals.
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We won’t tell you what you want to hear, we’ll tell you what you need to hear. We let the numbers do the talking.
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That's why we specialize in jumbo mortgage loans.
We are also experts in pledged asset loans and foreign national loans.
Direct Lending Capability
As a correspondent lender for the nations 6 largest banks we have the ability to underwrite, approve, draw documents and fund a loan all in our own office. This means if time is critical we could potentially fund a loan within 48 hours. It is a tremendous asset to have when extraordinary means are required to make your loan close.
Unique Brokerage Relationships
We have cultivated hundreds of unique brokerage relationships that enable us to choose from thousand of loan products. We ensure our clients are privy to the best terms as they become available.
Access to Private Funds
Part of our expertise is finding private investors, such as pledged assets and angel investors, to fund loans. There are a number of pension funds, real estate investment trusts, and even individuals who like to invest in these deals. This is often referred to as "hard money." Hard money does not always mean expensive; depending on the deal and the terms, the investor and the borrower may find a mutually agreeable position that makes sense for both. We have seen a number of luxury construction, commercial and short term residential loans work quite successfully this way.
Unique Funding Sources
Our access to an unparalleled variety of sources for funding enable us to create custom loan solutions that do not fit within any one bank or funding source’s “off-the-shelf” products or guidelines.
Our relationships with the funding sources and our knowledge of the industry and the secondary market allow us to put together packages that make sense.
50% of our solutions are custom. And by the way, custom does not mean more expensive.
Expert Partnerships Network
We work with a series of expert referral partners in the areas of finance, accounting, legal counsel, construction, investments, real estate and commercial endeavors. These experts provide ongoing guidance to us – free to our clients. Connect with us, and you connect with our network of professionals.
Unique Mortgage Evaluation Process
We offer free mortgage evaluations that include a consultation with one of our senior staff as well as a automated rate watch system. This is a unique proprietary software program that projects potential scenarios based on personal parameters and daily changes in interest rates.
High Touch Consulting
We believe that the best service is 'high-touch'. Our goal is to create a relationship with you, not just sell you a loan. The better we understand your individual needs and long-term goals, the better we can serve you.
Annual Loan Reviews
We complete personal annual and bi-annual check-ins with all our clients, to verify that your current loan compliments your current financial goals and needs.
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